This study lays the foundation for incorporating United Nations Principles for Responsible Digital Payments in the Rwandan tea sector, with the goal of increasing efficiency and improving farmers’ living incomes… According to the report “Due to the use of digital payments in these factories, farmers have experienced an 87% reduction in payment timelines, from 4 weeks to 3 days, while factories have benefited from a 10% reduction in worker costs and a 30% increase in productivity… scaling up responsible digital payments to farmers could result in a saving of $8 million over ten years – funds that could be reallocated to address climate change and other critical issues. These benefits could bring much wider impact if responsible digital payments were embedded across the whole agricultural sector in Rwanda, with the potential to reach 3.8 million farmers, including 2.1 million women.”